Earn Cash Back

Get rewarded with Cash Back on eligible everyday purchases with the TrueEarnings® Card from Costco and American Express

Apply Now

Are you a
business owner?

Get the same great benefits and more, including 4% Cash back at US gas stations, with the TrueEarnings® Business Card.

Learn More

How to earn Cash Back:

Calculate your rewards
  • 3%

    Cash Back at U.S. gas stations and on gasoline at Costco*

  • 2%

    Cash Back at U.S. restaurants

  • 2%

    Cash Back on eligible travel purchases, including at Costco

  • 1%

    Cash Back on other purchases, including at Costco

* Up to $4,000 per year in purchases, then 1%. Terms and limitations apply.

Cash Back provided annually as a Reward Coupon redeemable for cash or merchandise at U.S. Costco Warehouses. The coupon will be issued in your February billing statement and expires on August 31st of the year issued.

Your benefits as a Card Member:

  • No annual fee with your paid Costco membership
  • 0% intro APR on purchases for 6 months, then a variable APR, currently equal to 15.24%
  • Flexibility to pay over time

How much could you earn with your TrueEarnings Card?

Use the sliders to estimate your monthly spending, and see how quickly your reward can add up.

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* Up to $4,000 per year in purchases, then 1%. Terms and limitations apply. Cash back received in an annual reward coupon.

We offer a TrueEarnings Card account designed for business. Learn More